A Project Report on Comprehensive Study of Retail Loans Under Taken at Bank of Punjab Ltd

Welcoming way in India only after independence. The banking system in India has come a long way during the last two centuries. Its growth was faster and the coverage wider since 1969. In 1969a major position of banking sector was entrusted to the public sector. This process continued and embraced few private banks in 1980.
The transfer of ownership of banks from the public to private was aimed at entrusting the banks with greater responsibilities for the economic development of India by taking banking services to the masses and taking special care of the weaker section of the society and the priority sector of the economy. Though the number of banks offices magnitude and the variety of their operations has grown considerably during the period of near about three decades, but it appears that the banking sector has entered into serious among customers.

For overcoming this problem, banking industry should seek introspection and adopt refined management techniques. It has been endeavor of this study to analyze the present state of various banks keeping in view the primary data has been collected regarding the present state of loan schemes in various banks by using a questionnaire.

CONTENTS

• Certificate
• Acknowledgement
• Preface
• Declaration
• Introduction of Bank
• Bank of Profile
• Project overview
• Objective of Study
• Research of methodology
• Analysis & interpretation
• Limitations
• Suggestions
• Conclusion
• Bibliography
• Annexure (Application Forms)  

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A Project Report on Comparative Study of Home Loan and Personal Loan of ICICI Bank with SBI other banks

Home is a dream of a person that shows the quantity of efforts, sacrifices luxuries and above all gathering funds little by little to afford one’s dream. Home is one of the things that everyone one wants to own. Home is a shelter to person where he rests and feels comfortable. Many banks providing home loans whether commercial banks or financial institutions to the people who want to had a home. The housing sector plays an important role in the economic development of the country.

My project title is “COMPARATIVE STUDY OF HOME LOAN AND PERSONAL LOAN OF ICICI BANK WITH SBI & OTHER BANKS”.
. I selected this topic because The Indian housing finance industry & personal loan has grown by leaps and bound in few years. Total home loans disbursements by banks have raised which witness’s phenomenal growth from last 5 years. There is greater number of borrowers of home & personal loans. So by this study we can find out satisfaction level of customers and problems faced by them in obtaining home loans & personal loans.

My objectives of study are-
• To make comparative study of Disbursement of home loans & personal loans by commercial banks.
• To study the satisfaction level of customers about home loans & personal loans.
• To study the problems faced by customers in obtaining the home loans & personal loans.

In the research methodology I had taken primary data. In the primary data I had make a questionnaire to check the satisfaction level of customers about home loans & personal loans.

For the first objective I had collected the information about the number of account holders of specified banks, no of disbursement of home loans and recovery of these loans.

Contents:Introduction to the Industry
Introduction to the Organization
Research Methodology
Title of the Study
Duration of the Project
Objective of Study
Type of Research
Sample Size and method of selecting sample
Scope of Study
Limitation of Study
Facts and Findings
Analysis and Interpretation
SWOT
Conclusion
Recommendation and Suggestions
Appendix – Questionnaire
Bibliography

 

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A Project Report on Analysis of Cadbury Chocolate in the Market with its Competitors

The Cadbury’s India’s number one chocolate is able to share with their market insights based upon unparalleled breath of chocolate experience.

The merge in 1969 with Schweppes and the subsequent development of the business have led to Cadbury Schweppes taking the led in both, the confectionery and soft drink market Intec UK and becoming a major force in the international market. Cadbury Schweppes today manufactures product in 60 countries and a trade in staggering 120.

This project is a sincere effort to look for the market potential in chocolate and confectionery industry.  A descriptive research procedure had been applied to come to the conclusions of the project. A detailed questionnaire had been prepared and the responses of the concerned people had been collected for the analysis. The project later concluded in recommending the market potential of the chocolate and confectioneries.

TABLE OF CONTENTS
INTRODUCTION
EXECUTIVE SUMMARY
OBJECTIVE OF RESEARCH
RESEARCH METHODOLOGY
ANALYSIS & OBSERVATION
DATA ANALYSIS AND FINDINGS
CONCLUSION
RECOMMENDATIONS
BIBLIOGRAPHY
QUESTIONNAIRE

 

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A Study on Indian Telecom with reference to Bharti Airtel

Airtel is one of India’s leading providers of telecommunication services with a nationwide presence in all the 23 licensed jurisdictions (also known as Telecom Circles). Airtel served an aggregate of 105 million customers as of July 2009; of who 101,650,733 subscribe to our GSM services and 2,619,461 use our Telemedia Services either for voice and/or broadband access delivered through DSL. Airtel is the largest wireless service provider in the country, based on the number of subscribers as of July 2009. Airtel also offer an integrated suite of telecom solutions to enterprise customers, in addition to providing long distance connectivity both nationally and internationally. Airtel have recently forayed into media by launching its DTH and IPTV Services.
All these services are rendered under a unified brand “Airtel”. The company also deploys, owns and manages passive infrastructure pertaining to telecom operations under its subsidiary Bharti Infratel Limited. Bharti Infratel owns 42% of Indus Towers Limited. Bharti Infratel and Indus Towers are the two top providers of passive infrastructure services in
India.
Successful businesses have extensive knowledge about their customers and competitors. Getting accurate and specific information about your customers and competitors is a critical first step in market investigation and development of a marketing plan. Accurate market assessment and development of an effective plan is critical to the success of both new and existing businesses. The market impacts and directs all aspects of the company's activities and ultimately will lead to success or failure of the business.
In developing a market plan, your primary functions are to understand the needs and desires of your customer select or develop a product or service that will meet customer needs, develop promotional material that will make the customer aware, and ensure product or service delivery.

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A Project Report of Investor Behavior on Stock Market

A brief cursory look of any economy will definitely and easily point out the significant role played by the financial system. As a matter of fact, the financial works as it were or something sort of nucleus. It is a trust that pools the savings, which are then invested in capital market instruments such as share, debentures and other securities. It works in a distinctively different matter as compared to other saving organization such as banks, national savings, post offices, non-banking financial companies etc.
 
Market is full of uncertainty and on the top of that new event is adding up to the fuel. Take the output trend in infrastructure and industry.

The stock market have bid farewell to badla system and have introduced sophisticated finance products and other options of investments that are giving right to the holder to buy or sell units at a predetermined rates.
 
I have made an attempt to evaluate the performance of mutual funds among various categories of investors in different plans and schemes, which are distributed by VICTORIA PORTFOLIO LIMITED AMC.

Contents:PREFACE
ACKNOWLEDGEMENT

CHAPTER -1   
1.0 INTRODUCTION
1.1 Overview of Indian Mutual Fund Industry
1.2 Profile of victory portfolio limited  
1.3 Problems of the Organization
1.4 Competitor’s Information
1.5 SWOT Analysis

CHAPTER –2   
2.0 CONCEPTUAL DISCUSSION
2.1 Theoretical backdrop and Literature Review
2.2  Investors behaviour

CHAPTER –3
3.0 OBJECTIVES AND METHODOLOGY
3.1 Significance of the Study
3.2 Managerial Usefulness of the Study
3.3 Objectives
3.4 Scope of the Study
3.5 Methodology

CHAPTER –4
4.0 DATA ANALYSIS AND INTERPRETATIONS

CHAPTER –5
5.0 FINDINGS AND RECOMMENDATIONS

ANNEXURES
 

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