A Project Report on Mutual Fund Analysis Trends at Sharekhan LTD

Mutual fund industry has emerged as the most dynamic segment of the Indian financial system. Thanks to the rigorous policy initiatives of the government. Till 1987 the UTI was the only mutual fund. The industry has witnessed an unprecedented level of growth with the entry of mutual funds sponsored by nationalized banks and insurance companies. The objective of this project is to explain the data interpretation and Analysis of Mutual funds industry.

Description of the Project:

Take a comprehensive look at the overall performance of the MF industry in India:

The origin and development of Mutual Funds.

Regulatory Environment of Mutual Funds.

Mutual fund Industry – Its size and growth

Investment pattern of Mutual Funds, includes:

1. Comparison of Returns

2. Investor’s Behavior

3. Pattern of investments

Evaluation of performance of Mutual Funds includes:

1. Performance of Private sector Funds

2. Performance of Public sector Funds

3. Performance of UTI Funds

4. Problems the industry is facing and measures to overcome these problems

Contents:

• EXECUTIVE SUMMARY
• SYNOPSIS
• COMPANY PROFILE
• Introduction   
• Services provided by the SHAREKHAN
• Equities and Derivatives   
• Sharekhan equity analysis   
• MUTUAL FUND   
• Introduction   
• Organisation of a Mutual Fund
• Sponsor   
• Mutual Fund as Trusts
• Asset Management Company(AMC)
• History   
• MUTUAL FUNDS IN INDIA   
• First Phase - 1964-87   
• Second Phase - 1987-1993 (Entry of Public Sector Funds)   
• Third Phase - 1993-2003 (Entry of Private Sector Funds)   
• Fourth Phase - since February 2003   
• Advantages of Mutual Funds   
• Objectives   
• MORE ABOUT MUTUAL FUNDS
• What is the Regulatory Body for Mutual Funds?   
• What are the benefits of investing in Mutual Funds?
• What is NAV?   
• What is Entry/Exit Load?
• Are there any risks involved in investing in Mutual Funds?   
• TYPES OF MUTUAL FUNDS   
• Schemes By Structure   
• Schemes by investment Objective
• Other Objective   
• Schemes By Structure In Detail   
• Schemes according to Investment Objective In Detail   
• Other Schemes In Detail   
• TAX BENEFITS   
• To The Mutual Fund
• Tax Implications To Investors   
• RISK FACTORS   
• STATUTORY DETAILS
• DIFFERENT INVESTMENT PLANS THAT MUTUAL FUND OFFERS   
• Growth Plan and Dividend Plan   
• Dividend Reinvestment Plan   
• RIGHTS AVAILABLE TO A MUTUAL FUND HOLDER IN INDIA   
• FUND OFFER DOCUMENT   
• ACTIVE FUND MANAGEMENT   
• PASSIVE FUND MANAGEMENT   
• EXCHANGE TRADE FUND (ETF)
• Latest Development In ETF (TOI Aug 12, 2006)   
• SHARE KHAN MUTUAL FUNDS   
• Investment Philosophy   
• ASSOCIATION OF MUTUAL FUND IN INDIA (AMFI)   
• The AMFI Code Of Ethics   
• AMFI Mutual Fund   
• Professional Selling Practice
• Enforcement   
• Definitions   
• SECURITIES AND EXCHANGE BOARD OF INDIA (SEBI)(MUTUAL FUNDS) REGULATIONS, 1996   
• Procedure for Registering a Mutual Fund with SEBI   
• Terms & Conditions for Registration (Regulation: 10)   
• Constitution of the Mutual Fund (Regulation: 14)   
• Contents of trust deed (Regulation: 15)   
• SEBI Guidelines (2001-02) Relating to Mutual Funds
• Investing in Mutual Funds   
• INVESTOR’S BEHAVIOUR   
• STRUCTURE OF THE INDIAN MUTUAL FUND INDUSTRY   
• Some of the AMCs operating currently are   
• RECENT TRENDS IN THE INDIAN MUTUAL FUND INDUSTRY
• Causal Factors For The Trend   
• Growth of Business Of UTI   
• Mutual fund flows -- Private sector funds in focus   
• Shifting asset base   
• Big share in inflows   
• Healthy competition   
• Beating the broader indices
• Top performing funds   
• Sector funds, a mixed bag
• Focus on select sectors   
• The laggards   
• Sector funds lose steam   
• Mid-cap focus pays off   
• Tax-saving funds race ahead   
• Broader indices, tough to beat   
• Large-cap focus drags performance
• PROBLEMS   
• MEASURES TO OVERCOME THESE PROBLEMS  

  

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A Project Report on Investors Perception Towards Online Trading

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“Online stock trading in India: An empirical investigation”
In 2007,Nidhi walia and Ravinder kumar’s research report examined the investor’s preference for traditional trading and online trading, investor’s perception on online trading and comparing current usage of online trading and offline trading. This study reveals that out of every 100 investors only 28 trade online, which points out a question as why investors were not able to realize the importance of technology in stock trading.
Online trading has gained momentum from just 0.5% of total traded volumes 5 Years back, which now accounts for 5% of the total trading volume of approximately Rs 14000 Cr on NSE. Over the past 2 years, the value of all trades executed through internet on NSE has grown from less than Rs 100 cr in June 2003 to over Rs 700 Cr in June 2005.
The major findings of the study are that Indian investors are more conservative, they do not change easily and indian traditional traders still choose brokers for trading ,whereas net traders are more comfortable with online trading for its transparency and complete control of the terminal. 

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A project report on investor perception regarding commodity trading

Commodity trading is characterized by high market volatility and risk. Globalization and advances in technology have significantly changed the way trading is done the factors difference prices and the frequency with which prices change has increased exponentially timely access to information and analysis is the only way to succeed in commodity.

COMMODITY

Any product that can be used for commerce or an article of commerce which is traded on an authorized commodity exchange is known as commodity. The article should be movable of value, something which is bought or sold and which is produced or used as the subject or barter or sale. In short commodity includes all kinds of goods. Indian Forward Contracts (Regulation) Act (FCRA), 1952 defines “goods” as “every kind of movable property other than actionable claims, money and securities”.

 In current situation, all goods and products of agricultural (including plantation), mineral and fossil origin are allowed for commodity trading recognized under the FCRA. The national commodity exchanges, recognized by the Central Government, permits commodities which include precious (gold and silver) and non-ferrous metals, cereals and pulses, ginned and un-ginned cotton, oilseeds, oils and oilcakes, raw jute and jute goods, sugar and gur, potatoes and onions, coffee and tea, rubber and spices. Etc.

CONTENTS

Certificate

Preface

Acknowledgement

INTRODUCTION

• Commodity trading

• History of commodity market

• commodity exchanges

• Instruments available for trading

• Rules of commodity trading

REVIEW OF LITERATURE
NEED, SCOPE & OBJECTIVES OF THE STUDY
RESEARCH METHODOLOGY
DATA ANALYSIS & INTERPRETATION
FINDINGS OF THE STUDY
CONCLUSION & RECOMMENDATIONS
BIBLIOGRAPHY
ANNEXURE – I   (Questionnaire) 

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The main activities of the company are conducted through Fortune Financial Services which is also the holding company & its wholly owned subsidiaries. A brief snapshot of all the companies is outlined as under.

 

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A project on In-Depth Comparative Study of the Customer Preference for Public and Private Owned Bank Loan With Reference to SBI and ICICI Bank in Ahmadabad

My project title is an in-depth comparative study of the customer preference for public and private owned bank loan, with reference to SBI and ICICI bank in Ahmadabad. I have selected this topic because the Indian Banking lending system has grown by leaps and bound in few last years. There are greater number of borrowers. By this study I have find out satisfaction level of customer and also problem faced by them in lending process.
Objectives:

• To analyze the various factors which necessitates the adoption of public or private banks?
• To identify the factors affecting customer to go for a home, car, educational loan in public and private banks.
• To identify the loan process in SBI and ICICI bank.
• To understand the customer satisfaction regarding the process for loan in bank.
• To study factors affecting for home, car, educational loan rates in banks.
• How does floating rates of interest affect normal person.
• Different Installment Plan in these loans

Research methodology:
In research methodology I had taken both primary and secondary data. In primary data I had prepared a questionnaire to understand customer level of satisfaction. In secondary data I had search in companies’ data base its website and various other second hand data available in this universe.

Contents:Executive summary          
Preface          
Introduction          
Floating rate          
Research methodology          
Review literature          
Company profile          
Home loan
SBI home loan
ICICI home loan          
Car loan
SBI car loan
ICICI car loan          
Education loan
SBI education loan
ICICI education loan          
Data analysis and its interpretation          
Result          
Findings and Recommendations          
Summary          
Conclusion          
Bibliography          
Appendices

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